An innovator in the peer-to-peer (P2P) lending space, we match you with investors who will “buy” your unpaid invoices at a small discount. The dynamic online auction process helps to drive down the cost you pay. And you can finance up to 99% of the invoice value.

You have complete flexibility over which invoices you finance. That way, you can secure finance against your best customers.s.

With FRENNS on your side, you can ease the pressure on cash flow and access funds for growth.

Our automated platform enables you to gain finance quickly via a dynamic auction process designed to reduce the cost. Investors compete to “buy” your unpaid invoices. And you can further manage the cost by basing your advance on your best customers. The percentage of the invoice advanced – and the discount rate you pay – depend on several factors. Including your customers’ payment histories, all relevant credit risks, and whether you instruct the invoice debtor pay FRENNS directly or pay us yourself.

How it works?

Our thoughts were how simple we could make it? You upload the invoice, you then get bid(s) in the auction and we pay out the money. The investor has a robot tool that bids on your auction automatically so you do not have to wait for the bids at all.

The robot runs within the hour from the approval of the invoice and within seconds from the visit by the robot the auction is finished. The money is then paid out by the system immediately.

Sync/upload your invoices

Synchronise your online accounting system with the FRENNS platform or individually upload invoices

We process them…

Quickly and efficiently with customer approvals and e-invoices.

Receive funds

We pay the funds directly into your account as soon as the auction is over


We work with

All the above are systems you can sync your invoices with, but you are also able to upload your invoices manually in PDF format.
More systems are on their way...


Register today and help relieve the pressure on your company finances.

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